If you are looking into buying a roadside assistance plan, you likely already know that there are many factors you need to consider when deciding which is the best one for you. You need to consider the reputation of the roadside assistance company and the price. But there are many other factors that need to be considered as well that are often overlooked. Here are a few of the more overlooked factors you should consider as you seek to get a roadside assistance plan.
What Services the Plan Covers
One of the biggest factors that you need to consider when selecting a roadside assistance plan is what services are covered or included. One of the biggest mistakes people make when buying one of these plans is assuming that all companies offer the same services. While most companies will jump your battery or change a flat tire, there are other services that may or may not be included. Some companies can help you if you lock your keys in the car or bring you gas if you run out. Others may not cover these things. Always carefully read over various plans from different companies to find out what is included and excluded and if those align with your needs.
If The Plan Covers a Specific Car or Person
Another factor that you need to be mindful of as you consider which roadside assistance plan to buy is whether the plan covers a specific car or a person. Some policies can only be used on one specific car. Other policies can be used by the person who buys the policy, regardless of what car they are in. If you carpool or ride with friends, having a policy that can be applied to multiple cars may be helpful if one of their cars ever encounters a problem. However, if you only drive your car, or you share a car with multiple people in your house, such as your husband and teenage kids, you may want a policy that applies to a specific car, rather than to a specific person. Carefully weigh this decision to decide which is ideal for you.
What the Towing Radius Is
The last factor you need to pay attention to when you are buying a roadside assistance program is what the towing radius is for the roadside assistance program. Some companies offer an extremely limited towing radius. And if you need your car towed further than this, the rates may be high. Other companies offer a larger towing radius. Always take the time to understand what the towing radius is for your roadside assistance program and how much you will be charged per mile if you go over this limit.
There are many differences among different roadside assistance programs. Taking the time to learn about various ones will help you determine which is the right one for you.